For four decades we have provided property appraisal services to our clients.

We provide honest and efficient valuation services for your residential real estate needs including divorce and estates, established current or retrospective market value, HELOC, purchases, new construction, REO’s. Our goal is to provide (and educate) our clients the current residential real estate market value and trends of the local areas.


Primary and secondary mortgages are the most common reason to get an appraisal. Lenders have a list of “approved appraisers” and the borrower cannot select his/her appraiser.


There are many reasons why you would refinance or get a HELOC (Home Equity Line Of Credit). Some of the main reasons include getting a better interest rate, lower your monthly payment, cash out the equity of your home, and/or making home improvements/remodeling.

Cash Buyers

Guarantee your peace of mind of the home value and ensure you did not pay too much for your property.

Estate Appraisals

Settling an estate with your attorney and dealing with the death of a loved one is a hard time in life; however, this requires establishing the fair market value of the property as of the date of death.

Homeowner (FSBO)

If you want to sell your property yourself through Zillow,, yard signs, social media, or any other means of advertising and need to know the most accurate list price/market value in order to sell within an acceptable amount of time.

Divorce Appraisals

This is a stressful situation; however, you and your attorney must establish the market value of your property in order to complete the divorce process.

Request a consultation appointment.

Contact us today for honest, efficient residential appraisals backed by over 45 years of experience in the real estate appraisal and construction industries.

Our Team

Put our experience to work for you today. Get the peace of mind that comes with professionalism, attention to details and customer service.


Jay Cottle III

State Certified Residential Real Estate Appraiser

Albert Jay Cottle III also graduated from East Carolina University in 1995 with a construction management degree and minor in business. In 2011 Jay  moved back to Wilmington to go in business with his dad and become a residential real estate appraiser.

Jay Cottle Jr.

State Certified Residential Real Estate Appraiser

Albert Jay Cottle Jr. graduated from East Carolina University in 1968 and worked as an insurance agent for a short period of time until he began his real estate sales career in the 1970’s. Mr. Cottle recently has achieved an award of Realtor Emeritus from the Cape Fear Realtors.